Persuasive on Obama care

Persuasiveon Obama care

Obamacare is an ambitious health care reform plan proposed by presidentObama and his administration in 2009. It was signed into law in March2010. The official name of Obama care is the “Patient Protectionand Affordable Care Act”. It is arguably one of the most ambitioushealth care reforms plan in modern history. The reforms seek to solvesome of the pertinent challenges in the health care sector, mainlyincreasing the accessibility and affordability of health insurancecoverage (Brill, 13). The law proposes major changes in healthinsurance regulation and consumer protection, subsidies and taxesamong other reforms. Although the main aim of the reforms to increaseinsurance coverage in America, it has been opposed due to thelegality of some of its provisions and its impacts on the economy,especially the labor markets. Thus, this paper argues that the Obamacare is not good for America.

Themost important problem facing Obama care is the legal challenge. In2010, almost half of the states in the United States went to court toblock the implementation of the Patient Protection and AffordableCare Act. Through their attorneys, the states filed a case tochallenge the constitutionality of the provisions in the new healthcare reforms (Turner, 11). The most important legal issue against theObama care was the ‘”minimum essential coverage provision”otherwise known as the individual mandate. The provision requiresthat all citizens in the United States should maintain apredetermined level of medical coverage by 2014. Individuals who donot comply with these regulations would be subjected to penalties.Despite being the source of legal controversies, the individualmandate is the foundation of the Obama care. This is because of thesystem is unable to compel all American to purchase medical insurancepolicies, the reforms will be meaningless. The legality of theindividual mandate was a subject of legal cases initiated byopponents of the Obama care. The states have also expressed theirdissatisfaction with the expansion of the Medicaid program. Thestates opposed to this expansion argued that majority of the peoplewho will be covered by the expanded Medicaid resided in their states.The drafters of the new health care reformed intention were to extendthe benefits of the Medicaid program eligibility to individuals whosefamily income is up to 133 percent of the federal poverty level. Although the federal government is expected to finance 100 percent ofthe expansion, the state are will take responsibility of 10 percentof the expansion by 2020. The states argue that the ten percentexpansion will be very costly for their budget (Tate, 53).

Policyanalysts have argued that the implementation of a policy that doesnot have goodwill especially from key stakeholders such as the stategovernments will be an uphill task. The decisions by the states to goto court are an indication that their interests were not consideredin the formulation of the reforms. This makes it difficult for theparticular state to implement the new policy. Experts have arguedthat it is difficult to force people to do things, especially if theydo not negatively affect other people, in order to produce positiveexternalizes. For example, it is better for the society if all peoplein a particular neighborhood renovate and paint their buildings. But,a positive externality can not be produced by forcing people torenovate their buildings. Laws that mandate people to stop doingthings that have negative impacts on others are easy to implement.For example, forcing a neighbor to fix a leaking sewage will create apositive externally, but will be easy to implement. Therefore, ahealth care policy that is not supported by key stakeholders does notattract fanfare. Health care is a very sensitive aspect of thesociety, and therefore should be carefully thought about. The factthat stakeholders are opposed to the Obama care is an indication thatit was not a well thought policy and therefore not good for America(Tate, 53).

Inadditional to the legal challenges derailing it implementation, thenegative impact of Obama Care on the economy is an importantchallenge. Opponents of the Patient Protection and Affordable CareAct argue that it will have huge economic implications. Before theimplementation of the reforms, a significant number of Americansenjoyed an employer sponsored health insurance program. Since the1950s, companies have used comprehensive health insurance programs toattract and retain talent and expertise. This meant that corporateorganizations were responsible for their employees’ health. TheAlthough some of the companies policies exist, employees continue tolose some of the paternalistic health insurance programs offered bycorporate organizations as a result of the new reforms. The healthcare reforms will therefore eliminate the most important compensationbenefit from the employers since the company sponsored programs willbe abolished. Additionally, corporate organization has adoptedpolicies that are unfavorable to their employees in an attempt toavoid or comply with the Obama care requirements. For example,relatively small first have adopted policies that put them outsidethe over 50 people firms blanket in order to avoid some of therequirements. This has been done through opting for part time workerswill working hours less than the federal requirement for full timeworkers. Thus, the reforms will have a negative impact on thealready struggling labor market in the United States. Opponent of thereforms have also argued that the finance the increased medicalcoverage, new taxes will be created. The individual mandate as wellas the employer mandate will have a direct impact on the Americaneconomy (Tate, 23).

Despitethis, there is no doubt that there are some benefits that will beaccrued from Obama care. One of the most important benefits will beincreased medical insurance coverage through the expansion of theMedicaid program and the reforms in the medical care insurancemarketplace. The reforms have promises tens of millions of uninsuredAmericans assess to affordable cover. This will significantlyincrease the accessibility to quality health care services. Thereforms in the market place will enable Americans access medicalcover which is federally subsidized. Additionally, the reformsassure Americans equal coverage irrespective of preexisting medicalcondition or age (Brill, 17).

Inconclusion, the drafters of the Obama care made an ambitious move totransform the American health insurance industry. This would haveassured Americans assessable and affordable health insurance andconsequently quality and affordable health care services. However,there are arguments that the reforms violate the law, resulting tolegal challenges. Some states have opposed the implementation of thereforms, indication some lack of goodwill. Additionally, there arenegative impacts on the economy, especially the labor market.Therefore, the reforms are not good for America.

WorksCited

Brill,Steven. (2015). America`sBitter Pill: Money, Politics, Back-Room Deals, and the Fight to FixOur Broken Healthcare System.ISBN 978-0812996951, Random House. Print.

Tate,Nick J. (2013). Obamacaresurvival guide,TheAffordable Care Act and What it Means for You and Your Healthcare.West Palm Beach, FL, Humanix Books. Print.

Turner,Grace-Marie et al (2011).WhyObamacare is wrong for America : how the new health care law drivesup costs, puts government in charge of your decisions, and threatensyour constitutional rights,New York: Broadside. Print.

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